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Loan Borrowing Basics

Become Money Smart with Your Loan Borrowing

The debt you incur today is an investment in yourself.  The choices one family makes may be completely different to the next depending on their financial outlook, goals, and priorities.  The key to becoming money smart when borrowing loans is to fully understand your options and responsibilities before agreeing to the terms of a loan.

It costs you money to borrow money.
This section provides tips on understanding the total cost of borrowing a loan.  

Paying a little now will save you a lot later.
This section illustrates the difference between paying interest as it accrues and choosing to wait until repayment.

Keep track of debt today and increase your ability to make money tomorrow.
This section provides tips on keeping track of borrowing loan limits, rights and responsibilities, and repayment plans.